Auburn-Opelika (334) 887-7022 | Montgomery (334) 244-8900

Returning Value Blog

Top Retirement Locations Aren't All In the Sunbelt

Posted by Don G. Chastain, CPA on Aug 10, 2017

Looking to retire? You may be surprised where some of the top retirement locations are.

Full Story

Posted in Retirement Planning

Q&A About Early Retirement: Is It a Pipe Dream or Possible Reality?

Posted by Michael D. Machen, CPA, CVA on Oct 21, 2015

After fighting the rat race for years, many Americans dream of an early retirement. For instance, you might be contemplating such a move on your own, or perhaps your company is preparing to make you an early retirement offer. Whether or not you can afford to retire early, or really want to, may depend on the answers to the following questions.

Full Story

Posted in Retirement Planning

Weighing In on Hardship Distributions

Posted by Don G. Chastain, CPA on Aug 17, 2015

If you have been able to build up a sizable fund in a 401(k) or other qualified retirement plan, you have a good head start on a nest egg for retirement. Sometimes, however, extenuating circumstances may force you to tap into your account prematurely. Specifically, you might apply for a “hardship distribution” when the plan permits it. Although you may decide this is your best option, consider all the implications.

Full Story

Posted in Retirement Planning

3 Basic Methods of Social Security Benefits

Posted by Don G. Chastain, CPA on Jul 07, 2015

If you are approaching retirement, one of the key decisions you will face is when to begin receiving Social Security benefits. It is not an easy call, and the answer usually depends on your personal circumstances. Keeping that in mind, here is a brief summary of the rules provided by the Social Security Administration (SSA).
Full Story

Posted in Retirement Planning

When to Start Saving for Retirement

Posted by Don G. Chastain, CPA on Mar 09, 2015

There is no time like the present

If you are established in a job or operate your own business, when should you start saving for retirement? Although there are numerous aspects to consider and complications in certain situations, the short answer is relatively simple: immediately!

If you have recently entered the workforce, the sooner you begin a program of retirement saving, the better. If you are already in the midst of your career, you should not delay any longer. And if you are nearing the traditional time for calling it quits, better late than never. 

Full Story

Posted in Retirement Planning

Recent Posts

Returning_Value