Auburn-Opelika (334) 887-7022 | Montgomery (334) 244-8900

Returning Value Blog

Strategies to Help Startups Overcome Financial Statement Hurdles

Posted by Nick Wheeler, CPA on Nov 07, 2017

To put the early phase of building a startup business into context, consider dating. You remember that, right? Daters find each other through different avenues, get together, gauge their respective interest in one another, and then pursue a relationship or go their separate ways.

Full Story

Posted in Business Advisory

Six Ways to Improve Cash Flow

Posted by Michael D. Machen, CPA, CVA on Nov 03, 2017

Practical ideas to spur business growth

When you are running a small business, the numbers matter. This is especially true when it comes to cash flow. If you have more money going out than you have coming in, your business will not survive for very long.

Full Story

Posted in Business Advisory

Thorough Due Diligence Can Protect Your Acquisition From Fraud

Posted by Marty Williams, CPA on Oct 20, 2017

In today’s rough-and-tumble world of mergers and acquisitions (M&As), buyers need to get to know business sellers and their executives, test their representations about asset condition and financial performance, and screen for common fraud schemes. Here’s why.

Full Story

Posted in Business Advisory

Which Tax-advantaged Health Account Should Be Part Of Your Benefits Package?

Posted by Jessica L. Pagan, CPA on Oct 17, 2017

On October 12, an executive order was signed that, among other things, seeks to expand Health Reimbursement Arrangements (HRAs). HRAs are just one type of tax-advantaged account you can provide your employees to help fund their health care expenses. Also available are Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). Which one should you include in your benefits package? Here’s a look at the similarities and differences:

Full Story

Posted in Business Advisory

Accelerate Your Retirement Savings With A Cash Balance Plan

Posted by Michael D. Machen, CPA, CVA on Oct 09, 2017

Business owners may not be able to set aside as much as they’d like in tax-advantaged retirement plans. Typically, they’re older and more highly compensated than their employees, but restrictions on contributions to 401(k) and profit-sharing plans can hamper retirement-planning efforts. One solution may be a cash balance plan.

Full Story

Posted in Business Advisory

2 Ways Spouse-owned Businesses Can Reduce Their Self-employment Tax Bill

Posted by Melissa Motley, CPA on Sep 26, 2017

If you own a profitable, unincorporated business with your spouse, you probably find the high self-employment (SE) tax bills burdensome. An unincorporated business in which both spouses are active is typically treated by the IRS as a partnership owned 50/50 by the spouses. (For simplicity, when we refer to “partnerships,” we’ll include in our definition limited liability companies that are treated as partnerships for federal tax purposes.)

Full Story

Posted in Business Advisory

Tax Planning Critical When Buying a Business

Posted by Marty Williams, CPA on Sep 05, 2017

If you acquire a company, your to-do list will be long, which means you can’t devote all of your time to the deal’s potential tax implications. However, if you neglect tax issues during the negotiation process, the negative consequences can be serious. To improve the odds of a successful acquisition, it’s important to devote resources to tax planning before your deal closes.

Full Story

Posted in Business Advisory

Could Captive Insurance Reduce Health Care Costs and Save Your Business Taxes?

Posted by Michael D. Machen, CPA, CVA on Aug 21, 2017

If your business offers health insurance benefits to employees, there’s a good chance you’ve seen a climb in premium costs in recent years — perhaps a dramatic one. To meet the challenge of rising costs, some employers are opting for a creative alternative to traditional health insurance known as “captive insurance.” A captive insurance company generally is wholly owned and controlled by the employer. So it’s essentially like forming your own insurance company. And it provides tax advantages, too.

Full Story

Posted in Business Advisory

One Big, Happy Family Business

Posted by Marty Williams, CPA on Aug 17, 2017

How to compensate nonfamily employees in a family business.

Full Story

Posted in Business Advisory

New HRA Heals Health Care Reimbursement Pain

Posted by Jessica L. Pagan, CPA on Aug 11, 2017

Small employers now have a treatment for an Affordable Care Act ailment.

Full Story

Posted in Business Advisory

Recent Posts

Returning_Value